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Spendchain

Cross-Chain Interoperable Payments Blockchain

  • Spendchain
  • Benefits
  • Encrypted
  • Features
  • Systems
  • Participation

What is Spendchain?

VIEW BENEFITS

Spendchain is a cross-chain interoperable payments blockchain desigend to decentralize legacy payment networks. Users may use Spendchain to pay Merchants and others without a trusted middleman. Spendchain will power the ability for users to pay in any supported currency while enabling the Merchant to settle that currency all on-chain.

Key Benefits of Spendchain

Features

Cost Efficient

Process transactions on Spendchain for a fraction of the cost in legacy payment systems such as Visa & Mastercard.

Features

High Throughput

Spendchain aims to perform at 100,000 transactions per second (TPS) outperforming centralized systems

Features

Decentralized

Enables trustless processing by removing a third party or middleman where all transactions occur directly on-chain.

Features

Cross-Chain

Users have the ability to connect any supported asset they wish and use the interoperability feature of Cosmos SDK.

Built On

Features

Cosmos SDK

Modular Designed Blockchain Library written in GoLang for scalability.

Features

Tendermint Core

High-Performance Byzantine Fault Tolerance operating a Proof-Of-Stake.

Encrypted Transactional Data

Spendchain enables private transactions between Client and Merchant Nodes to ensure compliance within local privacy regulations such as GDPR.

READ THE WHITEPAPER

Features

Spendchain will be designed to support features to run a full traditional payment system directly on the blockchain

Fast Block Confirmation
High Throughput
Interoperable
User Voting Goverance
Proof-of-Stake
Scalable
Infrastructure
Card
Processing
Earn Spendcoins
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Nodes
Cross Platform Wallets

Spendchain

Spendchain utilizes high throughput processing to match TPS performance like Visa directly on the Blockchain. Users will be able to perform transactions with merchants without a trusted middleman.

Legacy Systems

Old fashion payment systems are slow, susceptible to fraud, and have no scalability options. Legacy systems are expensive and require middleman and others creating numerous potential central points of failure.

Network Participation

There are three main ways that a user may operate on Spendchain

Features

Merchant Nodes

Users may set up Merchant Nodes to collect direct payments from customers on Spendchain and choose to settle them to their choice of settlement currency.

Features

Financial Nodes

Users interested in running Financial Nodes are able to settle transactions for Merchant Nodes for a small fee on each transaction directly on-chain.

Features

Validator Nodes

Help secure the network and operate Spendchain. Validators are directly responsbile or running Spendchain and all its future upgrades.

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